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商户类别代码MCC查询列表

虚拟信用卡 老田360 552浏览 0评论

关于MCC码

MCC全称Merchant Category Code商户类别代码,是由国际标准化组织ISO创建,用于根据商户提供的商品或服务类型对商户进行分类的四位数代码。例如Amazon US的MCC码是5999,Amazon UK的MCC码是5969。不同MCC商户类别决定了不同的交易手续费和刷卡返现积分比例。

如果你做跨境电商独立站的,并且使用了Stripe收款,可以登录后进入这个页面:https://stripe.com/docs/api/accounts/retrieve,在右侧API代码中查看下属于哪种商户类别。例如以下这个商户MCC代码8299,属于“教育服务”类。

在使用企业虚拟信用卡付款失败时,其中一种原因是该类商户出于某种原因被限制了,提示“MCC Error”,卡组织和发卡机构都可以对某类商户制定规则和设限。遇到这种情况就需要向你的发卡机构申请解除限制,而是否解除该MCC限制由发卡机构评估而定。

MCC码查询列表条目

每个卡组织都有自家的MCC列表,但基本上都是一致的,以下内容整理自Stripe网站,在本页面按键盘【Ctrl+F】输入字符快速查找,按键盘【Ctrl+D】添加到浏览器收藏夹。

序号商户类别英文描述MCC码
1兽医服务veterinary_services0742
2农业合作社agricultural_cooperative0763
3园林绿化服务landscaping_services0780
4通用服务general_services1520
5暖气,管道,空调heating_plumbing_a_c1711
6电气服务electrical_services1731
7砌体、石制品和石膏masonry_stonework_and_plaster1740
8木工服务carpentry_services1750
9屋顶/壁板,钣金roofing_siding_sheet_metal1761
10混凝土工程服务concrete_work_services1771
11特殊贸易服务special_trade_services1799
12杂项出版印刷miscellaneous_publishing_and_printing2741
13排版、制版及相关服务typesetting_plate_making_and_related_services2791
14专业清洁specialty_cleaning2842
15铁路railroads4011
16通勤交通, 渡轮commuter_transport_and_ferries4111
17客运铁路passenger_railways4112
18救护车服务ambulance_services4119
19出租车/豪华轿车taxicabs_limousines4121
20公交线路bus_lines4131
21汽车货运公司和卡车运输 – 本地和长途、移动和存储公司以及本地交付服务motor_freight_carriers_and_trucking4214
22快递服务courier_services4215
23公共仓储 – 农产品、冷藏品、家居用品和存储public_warehousing_and_storage4225
24邮轮公司cruise_lines4411
25船只租赁和租赁boat_rentals_and_leases4457
26码头、服务和用品marinas_service_and_supplies4468
27航空公司, 航空承运人airlines_air_carriers4511
28机场、飞行场airports_flying_fields4582
29旅行社, 旅游经营者travel_agencies_tour_operators4722
30TUI旅行社 – 德国t_ui_travel_germany4723
31通行费/过桥费tolls_bridge_fees4784
32运输服务(未另作分类)transportation_services4789
33电信设备和电话销售telecommunication_equipment_and_telephone_sales4812
34电信服务telecommunication_services4814
35计算机网络服务computer_network_services4816
36电报服务telegraph_services4821
37电汇、汇票wires_money_orders4829
38有线、卫星和其他付费电视和广播cable_satellite_and_other_pay_television_and_radio4899
39公用事业utilities4900
40机动车辆用品和新零件motor_vehicle_supplies_and_new_parts5013
41办公和商业家具office_and_commercial_furniture5021
42建筑材料(未另作分类)construction_materials5039
43摄影、影印、缩微胶卷设备和用品photographic_photocopy_microfilm_equipment_and_supplies5044
44计算机、外围设备和软件computers_peripherals_and_software5045
45商业设备(未另作分类)commercial_equipment5046
46医疗、牙科、眼科和医院设备及用品medical_dental_ophthalmic_and_hospital_equipment_and_supplies5047
47金属服务中心metal_service_centers5051
48电气零件和设备electrical_parts_and_equipment5065
49硬件、设备和用品hardware_equipment_and_supplies5072
50管道、供暖设备和用品plumbing_heating_equipment_and_supplies5074
51工业用品(未另作分类)industrial_supplies5085
52宝石和金属、手表和珠宝precious_stones_and_metals_watches_and_jewelry5094
53耐用品(未另作分类)durable_goods5099
54文具、办公用品、打印和书写纸stationary_office_supplies_printing_and_writing_paper5111
55药品、药品专利和药师杂货drugs_drug_proprietaries_and_druggist_sundries5122
56零碎物品、概念和其他干货piece_goods_notions_and_other_dry_goods5131
57制服、商务服装uniforms_commercial_clothing5137
58商业鞋类commercial_footwear5139
59化学品和相关产品(未另作分类)chemicals_and_allied_products5169
60石油和石油产品petroleum_and_petroleum_products5172
61书籍、期刊和报纸books_periodicals_and_newspapers5192
62花店用品、苗木和鲜花florists_supplies_nursery_stock_and_flowers5193
63油漆、清漆和用品paints_varnishes_and_supplies5198
64非耐用品(未另作分类)nondurable_goods5199
65家居用品仓库商店home_supply_warehouse_stores5200
66木材, 建筑材料店lumber_building_materials_stores5211
67玻璃、油漆和墙纸店glass_paint_and_wallpaper_stores5231
68五金店hardware_stores5251
69托儿所、草坪和花园用品商店nurseries_lawn_and_garden_supply_stores5261
70移动房屋经销商mobile_home_dealers5271
71批发俱乐部wholesale_clubs5300
72免税店duty_free_stores5309
73折扣店discount_stores5310
74百货商店department_stores5311
75杂货店variety_stores5331
76杂项杂货miscellaneous_general_merchandise5399
77杂货店, 超市grocery_stores_supermarkets5411
78冷冻柜和储物柜肉类供应商freezer_and_locker_meat_provisioners5422
79糖果、坚果和糖果店candy_nut_and_confectionery_stores5441
80乳制品专卖店dairy_products_stores5451
81面包店bakeries5462
82杂货店 – 便利店和专业市场miscellaneous_food_stores5499
83汽车和卡车经销商(新旧)销售、服务、维修零件和租赁car_and_truck_dealers_new_used5511
84汽车和卡车经销商(仅限使用)销售、服务、维修零件和租赁car_and_truck_dealers_used_only5521
85汽车和家居用品商店auto_and_home_supply_stores5531
86汽车轮胎店automotive_tire_stores5532
87汽车零配件店automotive_parts_and_accessories_stores5533
88服务站service_stations5541
89自动加油机automated_fuel_dispensers5542
90船只经销商boat_dealers5551
91摩托车店, 经销商motorcycle_shops_dealers5561
92摩托车商店和经销商motorcycle_shops_and_dealers5571
93房车经销商motor_homes_dealers5592
94雪地车经销商snowmobile_dealers5598
95杂项汽车经销商miscellaneous_auto_dealers5599
96男士和男孩服装和配饰店mens_and_boys_clothing_and_accessories_stores5611
97女装成衣店womens_ready_to_wear_stores5621
98女士配饰和专卖店womens_accessory_and_specialty_shops5631
99童装专卖店childrens_and_infants_wear_stores5641
100家庭服装店family_clothing_stores5651
101运动和骑行服装店sports_and_riding_apparel_stores5655
102鞋店shoe_stores5661
103皮草商和皮草店furriers_and_fur_shops5681
104男装、女装店mens_womens_clothing_stores5691
105裁缝,改动tailors_alterations5697
106假发和假发店wig_and_toupee_stores5698
107杂项服装和配饰店miscellaneous_apparel_and_accessory_shops5699
108家具、家居用品和设备商店,电器除外furniture_home_furnishings_and_equipment_stores_except_appliances5712
109地板铺装店floor_covering_stores5713
110窗帘、窗帘和室内装潢商店drapery_window_covering_and_upholstery_stores5714
111壁炉、壁炉屏风和配件店fireplace_fireplace_screens_and_accessories_stores5718
112杂项家居专卖店miscellaneous_home_furnishing_specialty_stores5719
113家电专卖店household_appliance_stores5722
114电子产品商店electronics_stores5732
115音乐商店 – 乐器、钢琴和乐谱music_stores_musical_instruments_pianos_and_sheet_music5733
116电脑软件商店computer_software_stores5734
117唱片店record_stores5735
118餐饮业caterers5811
119饮食场所, 餐馆eating_places_restaurants5812
120饮酒场所drinking_places5813
121快餐店fast_food_restaurants5814
122数字商品媒体——书籍、电影、音乐digital_goods_media5815
123数字商品 – 游戏digital_goods_games5816
124数字商品 – 应用程序(不包括游戏)digital_goods_applications5817
125数字商品 – 大型数字商品商家digital_goods_large_volume5818
126药店和药店drug_stores_and_pharmacies5912
127包装商店-啤酒、葡萄酒和白酒package_stores_beer_wine_and_liquor5921
128二手商品和二手商店used_merchandise_and_secondhand_stores5931
129古董店antique_shops5932
130当铺pawn_shops5933
131破坏和打捞场wrecking_and_salvage_yards5935
132古董复制品antique_reproductions5937
133自行车店bicycle_shops5940
134体育用品店sporting_goods_stores5941
135书店book_stores5942
136文具店、办公室和学校用品店stationery_stores_office_and_school_supply_stores5943
137珠宝店、钟表、银器店jewelry_stores_watches_clocks_and_silverware_stores5944
138爱好、玩具和游戏商店hobby_toy_and_game_shops5945
139相机和摄影用品商店camera_and_photographic_supply_stores5946
140礼品、卡片、新奇物品和纪念品商店gift_card_novelty_and_souvenir_shops5947
141箱包和皮具店luggage_and_leather_goods_stores5948
142缝纫、针线活、织物和零配件商店sewing_needlework_fabric_and_piece_goods_stores5949
143玻璃器皿, 水晶店glassware_crystal_stores5950
144直接营销 – 保险服务direct_marketing_insurance_services5960
145直销 – 旅游direct_marketing_travel5962
146上门销售door_to_door_sales5963
147直接营销 – 目录商家direct_marketing_catalog_merchant5964
148直接营销 – 组合目录和零售商家direct_marketing_combination_catalog_and_retail_merchant5965
149直接营销 – 外呼电话营销direct_marketing_outbound_telemarketing5966
150直接营销 – 入站电话营销direct_marketing_inbound_telemarketing5967
151直接营销 – 订阅direct_marketing_subscription5968
152直销 – 其他direct_marketing_other5969
153艺术家用品和工艺品商店artists_supply_and_craft_shops5970
154艺术品经销商和画廊art_dealers_and_galleries5971
155邮票和硬币商店stamp_and_coin_stores5972
156宗教用品商店religious_goods_stores5973
157助听器销售和用品hearing_aids_sales_and_supplies5975
158骨科用品 – 假肢装置orthopedic_goods_prosthetic_devices5976
159化妆品店cosmetic_stores5977
160打字机专卖店typewriter_stores5978
161燃料经销商(非汽车)fuel_dealers_non_automotive5983
162花店florists5992
163雪茄店和摊位cigar_stores_and_stands5993
164新闻经销商和报摊news_dealers_and_newsstands5994
165宠物店、宠物食品和用品pet_shops_pet_food_and_supplies5995
166游泳池销售swimming_pools_sales5996
167电动剃须刀专卖店electric_razor_stores5997
168帐篷和遮阳篷店tent_and_awning_shops5998
169杂项专业零售miscellaneous_specialty_retail5999
170手动现金支付manual_cash_disburse6010
171自动现金支付automated_cash_disburse6011
172金融机构financial_institutions6012
173非金融机构,汇票non_fi_money_orders6051
174证券经纪人/经销商security_brokers_dealers6211
175保险承保、保费insurance_underwriting_premiums6300
176保险 – 默认insurance_default6399
177房地产经纪人和经理 – 租金real_estate_agents_and_managers_rentals6513
178非 FI、储值卡购买/加载non_fi_stored_value_card_purchase_load6540
179酒店、汽车旅馆和度假村hotels_motels_and_resorts7011
180分时度假timeshares7012
181运动/休闲营sporting_recreation_camps7032
182拖车公园, 露营地trailer_parks_campgrounds7033
183洗衣、清洁服务laundry_cleaning_services7210
184洗衣店laundries7211
185干洗店dry_cleaners7216
186地毯/室内装潢清洁carpet_upholstery_cleaning7217
187摄影工作室photographic_studios7221
188理发店和美容店barber_and_beauty_shops7230
189修鞋/洗帽子shoe_repair_hat_cleaning7251
190殡仪服务, 火葬场funeral_services_crematories7261
191约会/陪同服务dating_escort_services7273
192报税服务tax_preparation_services7276
193咨询服务counseling_services7277
194购买/购物服务buying_shopping_services7278
195服装租赁clothing_rental7296
196按摩院massage_parlors7297
197健康和美容水疗中心health_and_beauty_spas7298
198杂项一般服务miscellaneous_general_services7299
199广告服务advertising_services7311
200信用报告机构credit_reporting_agencies7321
201商业摄影、艺术和图形commercial_photography_art_and_graphics7333
202快速复制、复制和蓝图quick_copy_repro_and_blueprint7338
203秘书支援服务secretarial_support_services7339
204灭绝服务exterminating_services7342
205清洁和维护cleaning_and_maintenance7349
206就业/临时机构employment_temp_agencies7361
207电脑编程computer_programming7372
208信息检索服务information_retrieval_services7375
209电脑维修computer_repair7379
210咨询、公共关系consulting_public_relations7392
211侦探社detective_agencies7393
212设备租赁equipment_rental7394
213照片冲印photo_developing7395
214杂项业务服务miscellaneous_business_services7399
215卡车站迭代truck_stop_iteration7511
216汽车租赁公司car_rental_agencies7512
217卡车/公用拖车租赁truck_utility_trailer_rentals7513
218房车租赁recreational_vehicle_rentals7519
219停车场、车库parking_lots_garages7523
220车身维修店auto_body_repair_shops7531
221轮胎翻新和维修tire_retreading_and_repair7534
222汽车喷漆店auto_paint_shops7535
223汽车服务店auto_service_shops7538
224洗车car_washes7542
225拖车服务towing_services7549
226电子维修店electronics_repair_shops7622
227空调、冰箱维修ac_refrigeration_repair7623
228小家电维修small_appliance_repair7629
229手表/珠宝维修watch_jewelry_repair7631
230家具维修、修补furniture_repair_refinishing7641
231焊接修复welding_repair7692
232杂项维修店miscellaneous_repair_shops7699
233图片/视频制作picture_video_production7829
234电影院motion_picture_theaters7832
235录像带出租店video_tape_rental_stores7841
236舞厅、工作室、学校dance_hall_studios_schools7911
237剧院票务代理theatrical_ticket_agencies7922
238乐队、管弦乐队bands_orchestras7929
239台球/泳池设施billiard_pool_establishments7932
240保龄球馆bowling_alleys7933
241体育俱乐部/领域sports_clubs_fields7941
242旅游景点和展览tourist_attractions_and_exhibits7991
243高尔夫球场 – 公共golf_courses_public7992
244视频娱乐游戏用品video_amusement_game_supplies7993
245电子游戏厅video_game_arcades7994
246博彩/赌场赌博betting_casino_gambling7995
247游乐园/嘉年华amusement_parks_carnivals7996
248乡村俱乐部country_clubs7997
249水族馆aquariums7998
250杂项娱乐服务miscellaneous_recreation_services7999
251医生doctors8011
252牙医, 正畸医生dentists_orthodontists8021
253整骨疗法osteopaths8031
254脊医chiropractors8041
255验光师, 眼科医生optometrists_ophthalmologist8042
256配镜师, 眼镜opticians_eyeglasses8043
257手足病医师、足病医师chiropodists_podiatrists8049
258护理/个人护理nursing_personal_care8050
259医院hospitals8062
260医学和牙科实验室medical_and_dental_labs8071
261医疗服务medical_services8099
262法律服务, 律师legal_services_attorneys8111
263小学、中学elementary_secondary_schools8211
264学院、大学colleges_universities8220
265函授学校correspondence_schools8241
266商学院/秘书学院business_secretarial_schools8244
267职业/贸易学校vocational_trade_schools8249
268教育服务educational_services8299
269托儿服务child_care_services8351
270慈善及社会服务机构 – 筹款charitable_and_social_service_organizations_fundraising8398
271公民、社会、兄弟会civic_social_fraternal_associations8641
272政治组织political_organizations8651
273宗教组织religious_organizations8661
274汽车协会automobile_associations8675
275会员组织membership_organizations8699
276测试实验室testing_laboratories8734
277建筑/测量服务architectural_surveying_services8911
278会计/簿记服务accounting_bookkeeping_services8931
279专业的服务professional_services8999
280法庭费用,包括赡养费和子女抚养费 – 法院court_costs9211
281罚款 – 政府行政实体fines_government_administrative_entities9222
282保释金和保证金付款(支付给担保人的保证金,而不是支付给政府机构的实际保证金)bail_and_bond_payments9223
283纳税 – 政府机构tax_payments_government_agencies9311
284政府服务(未另作分类)government_services9399
285邮政服务 – 仅限政府postal_services_government_only9402
286美国联邦政府机构或部门u_s_federal_government_agencies_or_departments9405
287公司内部采购intra_company_purchases9950

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